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Fintech · Dublin

Fintech Software Development Company in Dublin, built to ship.

Money software fails loudly. A single mishandled transaction or a KYC gap can stall an entire neobank, so we treat payment, banking, and trading products as systems where correctness and traceability matter more than speed alone. As a build partner to payment companies, neobanks, and financial startups, our team ships PCI DSS-compliant gateways, digital wallets, and KYC and AML workflows with fraud detection wired into every release. The records hold up under scrutiny. Dublin runs on Irish Standard Time, which is 4.5 hours behind India Standard Time in summer, giving you a solid afternoon overlap of several live hours each day for standups, reviews, and joint working sessions.

Free scope and estimate in 24 hours. No pitch, no obligation. You own the code and IP, and we sign an NDA on request. Privacy Policy.

Rated 4.9 stars across 24+ client projectsYou own 100% of the code and IP. NDA on request.

Dublin market

Dublin is widely regarded as a tech capital of Europe, home to the European headquarters of 16 of the top 20 global tech giants including Google, Meta, Microsoft, and Stripe. That concentration has built a deep local market in cloud, cybersecurity, fintech, and data analytics, with steady demand for software product builds and engineering capacity. Geminate Solutions partners with Dublin startups and scaleups that need a reliable engineering team to extend their build without the local hiring squeeze.

Local signal: More than 106,000 people are employed in Ireland's ICT sector, and Dublin hosts the European headquarters or innovation centres of 16 of the top 20 global tech giants including Apple, Google, Meta, Microsoft, and Stripe.

FinTech and financial servicesCloud computing and SaaSCybersecurityData analytics and AIEnterprise software and IT services

4.9★

Client rating across 24+ projects

250K+

daily active users on apps we built

10M+

requests per minute handled

50+

products shipped worldwide

What we build

Fintech Software Development for Dublin teams, end to end

01

PCI DSS-compliant payment gateways with multi-currency support and automated reconciliation

02

Digital banking and wallet apps for account management, transfers, and bill payments

03

KYC and AML verification flows using providers such as Onfido and Jumio with sanctions screening

04

Real-time trading interfaces and portfolio dashboards with regulatory reporting

05

Fraud detection and transaction monitoring with anomaly alerts

06

Integrations with payment processors including Stripe and Razorpay

Your time zone

Dublin runs on Irish Standard Time, which is 4.5 hours behind India Standard Time in summer, giving you a solid afternoon overlap of several live hours each day for standups, reviews, and joint working sessions.

Your IP, your code

Geminate Solutions opens every Dublin engagement with an NDA and a contract that assigns full IP and source code ownership to you, and the whole team works in fluent business English, which keeps delivery clear and compliant for European clients.

Priced in EUR

Transparent, milestone-based, scoped on a free call. No hidden costs and no lock-in.

Compliance in Ireland

How does Fintech Software Development stay compliant with EU GDPR in Dublin?

Dublin companies build under the EU GDPR and the Irish Data Protection Act 2018, overseen by the Irish Data Protection Commission (DPC), lead EU regulator for many global tech firms. We design every fintech engagement to respect those rules from day one, not as a checklist bolted on at the end. Transfers out of the EEA to India use Standard Contractual Clauses, which we sign and back with practical technical measures so your data flows stay compliant.

Who regulates you

the Irish Data Protection Commission (DPC), lead EU regulator for many global tech firms. because the DPC supervises many large platforms, Dublin teams tend to hold a high GDPR bar, and we build to that standard.

Where your data lives

You pick the hosting region. When residency rules or a Ireland contract require it, we deploy inside your jurisdiction and you hold the cloud accounts.

What you own

100% of the source code and IP, transferred under contract, with an NDA and a data processing agreement signed before anything is shared.

Proof we can do this at scale: the products we have shipped run at 250K+ daily active users and have handled 10M+ requests per minute, across 50+ products rated 4.9 stars over 24+ client projects. Security and data handling are part of how we build, not an afterthought.

FAQ

Fintech Software Development in Dublin, answered

Can you build PCI DSS-compliant payment systems?
Tokenization, encryption, secure key management, and full transaction logging are the PCI DSS controls we apply across the payment flow. Our team integrates established processors such as Stripe and Razorpay so card data is handled inside a compliant boundary and never lands somewhere it should not.
Do you handle KYC and AML in fintech software development?
Onboarding is where KYC lives, so we build verification straight into it using services like Onfido and Jumio, then layer AML screening against standard sanctions databases. The workflows produce the records financial regulators expect to see.
How do you secure transactions and financial data?
Every transaction is encrypted, authenticated, and recorded. We use AES-256 for data at rest and TLS 1.3 in transit, scope each user to the permissions their role needs, and add real-time fraud monitoring so anomalies surface as they happen. The infrastructure is built to clear a SOC 2 assessment.
What is the working hour overlap between Dublin and an India based software team?
India Standard Time is 4.5 hours ahead of Dublin in summer, so your afternoon lines up with our evening for several live hours every day. That is enough for daily standups, design reviews, and joint working sessions, with the rest of the build handled async so progress continues after your day ends.
How does offshore development with an India based partner compare on cost to hiring in Dublin?
Dublin engineering salaries and office costs are among the highest in Europe because of the cluster of global tech firms, so an India based partner like Geminate Solutions typically delivers senior product engineering at a lower total cost than building the same team locally. We scope the exact cost for your roadmap on a quick call.
How do you handle EU GDPR and data protection for Dublin clients?
Dublin businesses fall under the EU GDPR and the Irish Data Protection Act 2018, overseen by the Irish Data Protection Commission (DPC), lead EU regulator for many global tech firms. Transfers out of the EEA to India use Standard Contractual Clauses, which we sign and back with practical technical measures so your data flows stay compliant. Before any data is shared we sign an NDA and a data processing agreement, and because the DPC supervises many large platforms, Dublin teams tend to hold a high GDPR bar, and we build to that standard.
Where will our data and code be hosted if we build with you from Dublin?
You choose the region. We default to a cloud setup that satisfies EU GDPR obligations, and when residency rules or a Ireland contract require it, we host inside your jurisdiction. You keep full ownership of the source code, the data, and the infrastructure accounts at all times.
How much does Fintech Software Development cost in Dublin?
Every fintech project is scoped on a free call rather than sold as a fixed package, and most engagements start with a paid pilot sprint so you see the work before you commit. You get a clear number in EUR before anything starts.
Do we own the code?
Yes, completely. The code, the project, and the content are handed to you. You hold the keys, not us. We sign an NDA before you share anything.
How long does it take?
Most builds go live in two to four weeks. Larger products with a custom backend or migration take longer, and you get a firm timeline before any work begins.

Start in Dublin

Get a free project estimate

Tell us what you want to build. A senior engineer sends a clear scope and estimate within 24 hours. No pitch, no obligation.

Rated 4.9 across 24+ client projectsReply within 24 hours

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A senior engineer replies within 24 hours with a scope and estimate. Free, no pitch, no obligation. You own the code and IP, NDA on request. Privacy Policy.

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