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Fintech · Abu Dhabi

Fintech Software Development Company in Abu Dhabi, built to ship.

Money software fails loudly. A single mishandled transaction or a KYC gap can stall an entire neobank, so we treat payment, banking, and trading products as systems where correctness and traceability matter more than speed alone. As a build partner to payment companies, neobanks, and financial startups, our team ships PCI DSS-compliant gateways, digital wallets, and KYC and AML workflows with fraud detection wired into every release. The records hold up under scrutiny. India sits just 1.5 hours ahead of Abu Dhabi, giving our team about 8 hours of daily overlap with your working day, so standups, reviews, and quick calls all happen the same day.

Free scope and estimate in 24 hours. No pitch, no obligation. You own the code and IP, and we sign an NDA on request. Privacy Policy.

4.9 Top Rated Plus on UpworkYou own 100% of the code and IP. NDA on request.

Abu Dhabi market

Abu Dhabi has turned its capital surplus into a serious tech base, anchored by the Hub71 ecosystem and the ADGM financial center that draws fintech, AI, and climate startups. Hub71 companies have raised more than USD 2.7 billion to date, and that growth fuels steady demand for custom platforms, dashboards, and mobile apps. Geminate Solutions works with these teams as a product engineering partner that ships and owns delivery, not as a staffing desk.

Local signal: Startups in Abu Dhabi's Hub71 community have raised more than USD 2.7 billion in funding since 2019, including USD 599 million during 2025 alone, across an ecosystem that has grown to 390 startups.

fintech and financial servicesenergy and cleantechartificial intelligence and datagovernment and public sectorhealthcare and life sciences

4.9★

Top Rated Plus on Upwork

250K+

daily active users on apps we built

10M+

requests per minute handled

50+

products shipped worldwide

What we build

Fintech Software Development for Abu Dhabi teams, end to end

01

PCI DSS-compliant payment gateways with multi-currency support and automated reconciliation

02

Digital banking and wallet apps for account management, transfers, and bill payments

03

KYC and AML verification flows using providers such as Onfido and Jumio with sanctions screening

04

Real-time trading interfaces and portfolio dashboards with regulatory reporting

05

Fraud detection and transaction monitoring with anomaly alerts

06

Integrations with payment processors including Stripe and Razorpay

Your time zone

India sits just 1.5 hours ahead of Abu Dhabi, giving our team about 8 hours of daily overlap with your working day, so standups, reviews, and quick calls all happen the same day.

Your IP, your code

Your code and IP stay fully yours under an NDA, all collaboration runs in English, and you draw on the established India to Gulf delivery corridor that UAE firms have trusted for years.

Priced in AED

Transparent, milestone-based, scoped on a free call. No hidden costs and no lock-in.

FAQ

Fintech Software Development in Abu Dhabi, answered

Can you build PCI DSS-compliant payment systems?
Tokenization, encryption, secure key management, and full transaction logging are the PCI DSS controls we apply across the payment flow. Our team integrates established processors such as Stripe and Razorpay so card data is handled inside a compliant boundary and never lands somewhere it should not.
Do you handle KYC and AML in fintech software development?
Onboarding is where KYC lives, so we build verification straight into it using services like Onfido and Jumio, then layer AML screening against standard sanctions databases. The workflows produce the records financial regulators expect to see.
How do you secure transactions and financial data?
Every transaction is encrypted, authenticated, and recorded. We use AES-256 for data at rest and TLS 1.3 in transit, scope each user to the permissions their role needs, and add real-time fraud monitoring so anomalies surface as they happen. The infrastructure is built to clear a SOC 2 assessment.
Will the time difference make it hard to coordinate with a team in India from Abu Dhabi?
Not at all. India is only 1.5 hours ahead, so your Abu Dhabi workday and ours line up for around 8 hours every day. We hold daily standups and stay reachable through your morning and afternoon, so you never wait until the next day for an update.
Does it make more sense to build with an offshore partner in India or stand up a local team in Abu Dhabi in AED?
An offshore build with Geminate Solutions usually costs noticeably less than standing up an in-house Abu Dhabi team once visas, salaries, and office space are counted. We avoid one-size-fits-all numbers because cost tracks scope, so we scope your project on a free call and give you a clear estimate in AED.
How much does Fintech Software Development cost in Abu Dhabi?
Every fintech project is scoped on a free call rather than sold as a fixed package, and most engagements start with a paid pilot sprint so you see the work before you commit. You get a clear number in AED before anything starts.
Do we own the code?
Yes, completely. The code, the project, and the content are handed to you. You hold the keys, not us. We sign an NDA before you share anything.
How long does it take?
Most builds go live in two to four weeks. Larger products with a custom backend or migration take longer, and you get a firm timeline before any work begins.

Start in Abu Dhabi

Get a free project estimate

Tell us what you want to build. A senior engineer sends a clear scope and estimate within 24 hours. No pitch, no obligation.

4.9 Top Rated PlusReply within 24 hours

Prefer to talk? [email protected]

A senior engineer replies within 24 hours with a scope and estimate. Free, no pitch, no obligation. You own the code and IP, NDA on request. Privacy Policy.

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